HIZPESA — Investment App Demo

Habari, Marynjelie 👋Let’s grow your money today

Total portfolio value

TSh 4,850,000 ▲

≈ $1,940 USD · across 4 holdings

▲ +3.8% this month

Saved in goalsTSh 1,845,000

Chama collectedTSh 900,000

Lessons done5 of 12

My savings goals See portfolio →

🛟 Emergency FundTSh 620,000 / 1,000,000

62%TSh 380,000 to go

🏡 LandTSh 875,000 / 2,500,000

35%TSh 1,625,000 to go

🎓 School FeesTSh 350,000 / 600,000

58%TSh 250,000 to go

💰 Save this week

Your weekly nudge: move TSh 25,000 to your Emergency Fund via M-Pesa. Small, every week — that is how investing starts.

Reminder set: every Friday, 9:00 AM

Quick start

📚

Learn to invest

Simple lessons in Swahili & English

🤝

My Chama

See every contribution — fully open

📊

Track holdings

Everything you own, in one place

🎓

Ask a Mentor

1-on-1 with the Investment Mentor

💡 Honest note: HIZPESA teaches and tracks. Real buying happens through licensed partners — coming in phase 2.

My PortfolioEverything I own, one place

Total valueUpdated today · demo

TSh 4,850,000

≈ $1,940 USD · ▲ +3.8% this month

Treasury bills 38% REIT 24% Index fund 22% Shares 16%

Holdings

🏛️

Tanzania Treasury Bills

364-day · Bank of Tanzania · matures Mar 2027

TSh 1,850,000

▲ +12.4% yield

🏢

Watumbaga REIT

Real estate fund · Dar es Salaam Stock Exchange

TSh 1,160,000

▲ +2.1%

🌍

Global Index Fund

World stocks · via licensed partner broker

TSh 1,070,000

▲ +4.6%

🏦

CRDB Bank Shares

850 shares · DSE: CRDB

TSh 770,000

▼ −1.3%

✈️ Investing back home?

Living abroad and investing in Tanzania or Kenya? HIZPESA’s diaspora guides walk you through accounts, taxes and sending money home safely — step by step, in the Learn tab.

Digital ChamaSave together. See everything.

🤝

Umoja Savings Circle

8 members · TSh 50,000 each, monthly

TSh 900,000

Collected

Round 3

Of 8

1 Nov

Next round

Round 3: 6 of 8 paidCloses 31 Oct

Members — October round

MD

Marynjelie David (You)

TSh 50,000 · M-Pesa · 3 Oct

Paid ✓

AK

Amina Khamis

TSh 50,000 · M-Pesa · 4 Oct

Paid ✓

JM

Joseph Mrema

TSh 50,000 · Bank · 5 Oct

Paid ✓

ZN

Zawadi Nyerere

TSh 50,000 · M-Pesa · 8 Oct

Paid ✓

BP

Baraka Paul

TSh 50,000 · M-Pesa · 9 Oct

Paid ✓

NM

Neema Mollel

TSh 50,000 · M-Pesa · 12 Oct

Paid ✓

DO

David Omondi

Not yet — reminder sent 14 Oct

Pending

FS

Fatuma Said

Not yet — reminder sent 14 Oct

Pending

🔍 Fully open, always. Every member sees every contribution, every payout and every date. No hidden money, no side deals — that is the HIZPESA chama promise. This round’s payout (TSh 400,000) goes to Amina Khamis on 1 November.

Learn · JifunzeInvesting, in simple words

💡 Honest note: HIZPESA teaches and tracks. Real buying happens through licensed partners — coming in phase 2.

From the Investment Bundle

📈

Stocks Basics — What Is a Share?

Hisa ni nini?

Own a small piece of a real company. How shares work, what dividends are, and why prices move.

4 lessons · 18 minCompleted ✓

🧺

Index Funds — Own the Whole Market

Mifuko ya Fahirisi

One fund, hundreds of companies. Why beginners love index funds, and how fees quietly eat returns.

5 lessons · 24 minIn progress · 3 of 5

🏢

REITs — Property Without Buying a House

Mali za Umma (REITs)

Earn from malls, offices and warehouses with small money. How REITs pay you, and the risks to check.

4 lessons · 20 minIn progress · 1 of 4

🏛️

Treasury Bills & Bonds — Lend to Government

Hati za Hazina

The safest first investment in Tanzania. Auctions, maturities, and how your interest is paid.

5 lessons · 22 minNot started

Diaspora guides — investing back home

🇹🇿

Invest in Tanzania from abroad

CDS account, NIDA, sending money safely

›

🇰🇪

Invest in Kenya from abroad

CDSC account, M-Akiba, taxes explained

›

🧮

Calculator: save TSh 100,000 monthly

See compound growth over 5, 10, 20 years

›

Investment MentorLearn from someone ahead of you

IM

The Investment Mentor

HIZTECH INVESTMENT MENTOR

★★★★★

10+ years investing across Dar es Salaam and global markets. Helps first-generation investors start small, avoid scams, and build a calm, long-term plan — in Swahili and English.

$119 / 3 sessions

Investment Mentorship package · 45 min each · video call

Bundle buyers: included free*

*Matching bundle free after mentorship payment — per HIZTECH mentorship rules.

Pick a time

Tue 21 Oct10:00 AM EAT

Tue 21 Oct4:00 PM EAT

Thu 23 Oct10:00 AM EAT

Sat 25 Oct9:00 AM EAT

Pick a time above, then tap Book.

What you get

A personal review of your portfolio and savings goals
A simple 90-day action plan, written for you
Scam-check: bring any “investment deal” and get an honest second eye
Follow-up chat inside HIZPESA for 7 days after each session